A few of us speak to many of Dan's comments in the Morris and Nursing Home posts. I for one am committed to the reverse mortgage route and am arranging for the first step (which is a HUD counseling session) ASAP. This is the only way we are going to have the cash to support whatever our next steps are in caregiving. Fortunately, this step does not require Morris' input.

I have reached out to our reverse mortgage consultant to see what the ramifications of a POA being on the phone without Mom. It should work. I was averse to disclosing this in our initial conversation. Felt like he didn't need to know it at that time.

Will let you all know results, i.e., if the POA can stand in on the HUD counseling call.